FAQ

Q: What’s the deal here??

A: A newsletter for self-directed folks looking for guidance and motivation
Q: What’s the big deal with newsletters? Why should I care?

A: Years & Years & Years of working with billions of dollars across 1,000s (literally) of working wealthy millionaires and seeing what they did right and where they felt they fell short packaged into a monthly newsletter. Bottomline, we have concluded a newsletter would be the most pragmatic form to give top-notch information. Also, creatively, we are simple people.
Q: Can’t I just ‘Google’ investment and financial planning topics and ideas?

A: Sure, however, let’s be honest with ourselves, you aren’t going to do that very much before you become inundated with the information. We help get the garbage out of the financial world and make it simple to implement. On top of the investment models, we give timely planning topics to consider for your overall financial and personal situation.
Q: What is this going to cost me?

Cheap. If you pay on a month-to-month basis: $49/month. If you decide to get crazy and give a whirl for an entire year, $420/year which is $35/month equivalent. That’s a 28.57142% discount depending on how many sig figs you want.
Q: How do I know this is even worth it?

A: Fairly simple, we give concise actionable items you can implement immediately that will better your situation. If you take 10-minutes out of your month to read the letter and another 15-20 minutes to implement the idea, game over. You win. Trust us, we won’t get into the weeds about the nuances of the market and trying to time things. This is meant to be a KISS strategy: Keep it Simple Stupid. These are the strategies that win consistently over time.
What if I’m on the fence about subscribing?

A: Take the leap of faith. This can be a proxy for having an expensive advisor that will charge you 1-2% of the money they manage. You got $100k? That comes out to $1-2k/year in advisory fees plus who knows what other fees! Yeah, Your Money Your Moves is for you. As an added value, making the wrong decision on your own can be more costly than that pesky advisor. We help minimize the mistakes.
Q: Who is going to get value out of this?

A: Good question…if you can fog a mirror and have money for another subscription in your back pocket, it will work nicely. Kidding aside, ideally you would be 20-70 years old, saving for your future or already in your future, and have some coin set aside for a rainy day. We do cover ideas around emergency savings excess and how to get money to work efficiently. Who wouldn’t benefit? If you need a budget because you spend more than you make, we ain’t the right fit. Sorry. Dave Ramsey is a decent avenue to get you on track to revisit us later.
Q: What do I get with this newsletter?

A: Once a month, within the first week of the month, you get a letter filled with actionable ideas. We give a model portfolio for a range of investors spanning Conservative-Balanced-Aggressive. We cover what happened in the markets as a recap and what we think could happen next. Also, will discuss a timely financial planning topic that will include tips, tricks, and money hacks. A Q & A section as well. Lastly, a speed round of completely worthless information in the world of F1 car racing, MLB, NHL, and other sports or the lack thereof. It is up to you on what to act on. We are not giving recommendations but rather bellwether ideas that work across a full business cycle which typically lasts 5-7 years.
Q: Once a month is all I get from you?!?

A: That’s the minimum. You’ll likely get much more especially if we feel something omniums is on the horizon.
Q: Where are you weak?

A: Beyond our mid-sections??? This isn’t intended to cover anything and everything in the finance world. We try to be timely and actionable is all. If you are looking for large data dumps, we ain’t the place you’re looking for.
Q: What are your strengths?

A: Making the complex simplified. The finance world wants you to think only they know how to do stuff but we believe in empowering the individual to make yourself wiser and better off.
Q: You keep saying “we”. Do you have a mouse in your pocket?

A: We do..just kidding. There are three of us to ensure we cover what we need to and check for grammar mistakes. Not promising anything here
Q: Are you going to push other products or advertisements?

A: Absolutely not. We detest YouTube ads just as much as you do. We may reference other people we find insightful or helpful, however, we have no obligation to them nor them to us. If it makes you better, we try to point you in the right direction. We are kind of like bird dogs, show you where the quail are but it’s up to you to make the shot.